{"id":551,"date":"2025-07-18T13:08:24","date_gmt":"2025-07-18T11:08:24","guid":{"rendered":"https:\/\/lexbridgelegal.com\/en\/?p=551"},"modified":"2025-07-18T13:24:02","modified_gmt":"2025-07-18T11:24:02","slug":"i-have-debts-in-poland-can-i-do-anything-about-it-while-living-in-the-uk","status":"publish","type":"post","link":"https:\/\/lexbridgelegal.com\/en\/2025\/07\/18\/i-have-debts-in-poland-can-i-do-anything-about-it-while-living-in-the-uk\/","title":{"rendered":"I Have Debts in Poland \u2013 Can I Do Anything About It While Living in the UK?"},"content":{"rendered":"\n<p>Did you move to the UK but leave debts behind in Poland? Struggling to keep up with payments, while collection letters are still being sent to your old address? Feeling overwhelmed? You&#8217;re not alone. At <strong>LexBridgeLegal<\/strong>, we help Polish nationals living in the UK regain control over their debt issues in Poland \u2013 legally and without the need to return to the country.<\/p>\n\n\n\n<p><strong>1. Can Polish Creditors Pursue Me Abroad?<\/strong><\/p>\n\n\n\n<p>Yes, but&#8230; not immediately and not always effectively. Living in the UK does <strong>not<\/strong> cancel your debts in Poland. Creditors may attempt to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enforce debt collection in Poland (e.g. from property or assets still located there),<\/li>\n\n\n\n<li>Obtain a <strong>European Enforcement Order<\/strong> to pursue the debt in the UK (less common due to cost and complexity),<\/li>\n\n\n\n<li>Sell your debt to an international debt collection agency.<\/li>\n<\/ul>\n\n\n\n<p>If you ignore the issue, it may result in the seizure of funds or wages. However, there is often room to <strong>negotiate<\/strong> and take action <strong>before<\/strong> things escalate.<\/p>\n\n\n\n<p><strong>2. What Can I Do While Living in the UK?<\/strong><\/p>\n\n\n\n<p>Being abroad doesn&#8217;t mean you&#8217;re powerless. You have several legal options \u2013 and all of them can be handled by a <strong>legal representative in Poland<\/strong>. For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Negotiation with creditors<\/strong> \u2013 handled by your law firm, even without your direct involvement,<\/li>\n\n\n\n<li><strong>Debt settlement or installment plans<\/strong> \u2013 often possible if you act <strong>before<\/strong> enforcement begins,<\/li>\n\n\n\n<li><strong>Checking if the debt is time-barred<\/strong> \u2013 many people unknowingly pay debts that are no longer legally enforceable,<\/li>\n\n\n\n<li><strong>Filing an objection to a payment order<\/strong> \u2013 if a Polish court issued a payment order, it\u2019s often still possible to respond effectively,<\/li>\n\n\n\n<li><strong>Protecting your assets in the UK<\/strong> \u2013 including analysis of what can or cannot be seized.<\/li>\n<\/ul>\n\n\n\n<p>With power of attorney, you don&#8217;t need to travel to Poland or communicate directly with creditors or bailiffs \u2013 your legal team handles it for you.<\/p>\n\n\n\n<p><strong>3. Can I File for Bankruptcy from the UK?<\/strong><\/p>\n\n\n\n<p>If your <strong>permanent residence<\/strong> is in the UK, <strong>British insolvency laws<\/strong> apply \u2013 not Polish ones.<br>However, if you still have significant ties to Poland (e.g. property, family, business activity), it may be possible to file for <strong>bankruptcy in Poland<\/strong>.<br>This is a complex matter and requires a <strong>thorough analysis<\/strong> of your individual situation and careful legal preparation. It\u2019s risky to attempt on your own.<\/p>\n\n\n\n<p><strong>4. Why You Shouldn\u2019t Wait<\/strong><\/p>\n\n\n\n<p>Debts in Poland <strong>don\u2019t go away with time<\/strong> \u2013 in fact, they often grow due to interest and enforcement costs. Many of our clients only contact us when:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A Polish bailiff has already frozen their bank account,<\/li>\n\n\n\n<li>They\u2019re unable to inherit family property due to outstanding debt,<\/li>\n\n\n\n<li>They try to buy real estate or return to Poland \u2013 and discover legal proceedings they didn\u2019t know about.<\/li>\n<\/ul>\n\n\n\n<p><strong>The sooner you act, the more options you\u2019ll have.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Do You Have Debts in Poland but Live in the UK and Don\u2019t Know What to Do?<\/strong><br>Contact <strong>LexBridgeLegal<\/strong>.<br>We\u2019ll assess your situation and help you choose the right course of action \u2013 without judgment, with a realistic action plan.<\/p>\n\n\n\n<p>\ud83d\udce9 kancelaria@lexbridgelegal.com | \u260e\ufe0f <a href=\"tel:+48696092198\">+48\u00a0696\u00a0092 198<\/a><br><strong><strong>LexBridgeLegal \u2013 Legal Support for the Polish Community in the UK<\/strong><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you move to the UK but leave debts behind in Poland? Struggling to keep up with payments, while collection letters are still being sent to your old address? Feeling overwhelmed? You&#8217;re not alone. At LexBridgeLegal, we help Polish nationals living in the UK regain control over their debt issues in Poland \u2013 legally and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":553,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,4],"tags":[],"class_list":["post-551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all","category-civil-law"],"acf":[],"_links":{"self":[{"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/posts\/551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/comments?post=551"}],"version-history":[{"count":0,"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/posts\/551\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/media\/553"}],"wp:attachment":[{"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/media?parent=551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/categories?post=551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lexbridgelegal.com\/en\/wp-json\/wp\/v2\/tags?post=551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}