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Have Debts in Poland. Can a Polish Bailiff Seize My UK Bank Account?

Many Poles living in the UK worry about unpaid debts in Poland:
Can a Polish bailiff touch my UK account? Is my income in the UK safe? What can I do about it from abroad?

These are valid questions – especially if you’re unsure whether a court case is already ongoing. At LexbridgeLegal, we help Poles living in the UK manage debt problems in Poland legally and remotely – without having to return home.

⚖️ Can a Polish Bailiff Enforce a Judgment in the UK?

By default – no. A Polish bailiff cannot directly enforce a judgment in the UK. They cannot freeze your UK bank account or contact your employer.

However, a creditor may:

  • apply for a European Enforcement Order (EEO),
  • ask a UK court to recognise and enforce a Polish judgment,
  • sell the debt to an international collection agency.

These steps are more difficult and expensive – but possible. That’s why it’s best to act before things escalate.

🛡️ What Can You Do About a Polish Debt While Living in the UK?

With the help of a lawyer in Poland, you can:

  • check the status of your case,
  • file an objection if a payment order was issued,
  • negotiate with the creditor, request instalments or settle,
  • verify if the debt is time-barred,
  • dispute unjustified claims,
  • consider personal bankruptcy, either in the UK or Poland.

With a signed power of attorney, you don’t need to travel or speak to the bailiff – we handle it all for you.

❗ When Should You Act Quickly?

  • If you received letters from a Polish court or enforcement office,
  • If you fear enforcement action in the UK,
  • If you want to sort things out but don’t know how to start.

The earlier you act, the more solutions are available. Many clients contact us only when it’s too late – for example, when they can’t inherit or sell property.

🤝 How Can LexBridgeLegal Help?

  • We assess your situation and the real risks,
  • We contact the creditor and court in Poland,
  • We build a strategy that works – legally and remotely,
  • You stay in the UK while we take care of your legal interests.

Worried about Polish debts and your UK bank account? Don’t wait – contact us now. We’ll help you find the safest solution.